Terms of Use & Disclaimer

1. Not Financial Advice

Sperio.ai is an informational and educational tool only. Nothing on this platform — including any stock analysis, valuation, verdict (BUY / HOLD / SELL), score, chart, report, or AI-generated commentary — constitutes financial advice, investment advice, trading advice, or any other kind of professional advice.

The operator of Sperio.ai is not a registered investment adviser, broker-dealer, financial analyst, or licensed professional in any jurisdiction. No fiduciary relationship exists between Sperio.ai and any user.

2. AI-Generated Content — Accuracy Not Guaranteed

All analysis on Sperio.ai is produced by large language models (Google Gemini via Vertex AI) operating on publicly available financial data. AI systems can and do make errors, hallucinate facts, misinterpret data, or produce outdated conclusions.

You must not rely on any output from Sperio.ai as accurate, complete, or current. Always verify information independently through official sources (company filings, regulatory disclosures, licensed financial professionals) before making any financial decision.

3. Data Sources & Limitations

Market data, financial statements, and price information are sourced from third-party providers (including Yahoo Finance via yfinance and Google BigQuery). This data may be delayed, incomplete, or inaccurate. Sperio.ai makes no warranty as to the timeliness, accuracy, or completeness of any data displayed.

4. No Liability

To the maximum extent permitted by applicable law, Sperio.ai and its operator shall not be liable for any loss or damage — including but not limited to financial loss, loss of profits, or consequential loss — arising from:

• reliance on any analysis, verdict, or data provided by Sperio.ai;
• errors, omissions, or inaccuracies in AI-generated content;
• interruptions, bugs, or unavailability of the service;
• any investment or financial decision made by the user.

5. Past Performance

Any historical performance data, back-tested results, or track record information shown on Sperio.ai is for illustrative purposes only. Past performance is not indicative of future results. Investments involve risk, including the possible loss of principal.

6. Your Responsibility

By using Sperio.ai you acknowledge that:

• you use the platform entirely at your own risk;
• you are solely responsible for any investment decisions you make;
• you will seek advice from a qualified financial professional before investing;
• you are of legal age to access financial information in your jurisdiction.

7. No Solicitation

Nothing on Sperio.ai constitutes a solicitation or offer to buy or sell any security, financial instrument, or investment product in any jurisdiction where such solicitation or offer would be unlawful.

8. Intellectual Property

The Sperio.ai platform, its design, and original content are the property of the operator. AI-generated analysis reports are provided for personal, non-commercial use only. You may not redistribute, resell, or publish outputs from Sperio.ai without written permission.

9. Changes to These Terms

These terms may be updated at any time without prior notice. Continued use of Sperio.ai after changes constitutes acceptance of the updated terms. Check this page periodically.

10. Contact

For any questions regarding these terms, contact us at [email protected].