Cincinnati Financial Corporation (CINF)

NASDAQ · Financials · market cap 24.35B

Share price

$169.90

At the last nightly close

Intrinsic value

n/a

No valuation the available data can support for this company.

Margin of safety

n/a

Requires an intrinsic value and a price.

EV / EBIT

n/a

Not ranked: financial sector.

How these numbers are computed

The valuations are calculated in Python from filed accounts, not written by a language model. Three methods run side by side: earnings power value, which capitalises a normalised operating profit; a free-cash-flow model; and the Graham Number as an asset-side cross-check. The conservative figure above is the low end of what they agree on.

The frame gives no credit for growth. A company that compounds will therefore read as expensive against it — that is deliberate. It is a price-discipline floor, not a price target, and it is not a view on what the shares will do.

The EV/EBIT ranking uses the median operating profit of up to fifteen fiscal years — a full cycle — where the free screeners use the last twelve months. When the data cannot support a method, the figure reads n/a rather than a number: a free-cash-flow valuation on a bank, a PEG on erratic earnings, a multiple on a company with no operating profit to speak of.

Fundamentals from SEC EDGAR. Prices, market data and technicals from yfinance.

Key metrics

Price / earnings8.0
Price / book1.6
EV / EBITDA5.8
FCF / EVn/a
Return on equity+21.5%
Return on assets+6.4%
Debt / equity0.05
Gross margin+31.1%

Market position

52-week high$192.03
52-week low$148.90
From 52-week high-11.5%
RSI (14)44.2
200-day moving average$167.37

Annual financials

PeriodRevenueOperating incomeNet incomeEPSFree cash flow
2025-FY12.63B3.03B2.39B15.323.09B
2024-FY11.34B2.91B2.29B14.652.63B
2023-FY10.01B2.33B1.84B11.742.03B
2022-FY6.56B-641.0M-487.0M-3.062.04B
2021-FY9.63Bn/a2.97B18.241.97B

Filed figures from SEC EDGAR, in the reporting currency.

Next earnings

Q4 2026 expectedOctober 26, 2026
Consensus EPS estimate1.91

The figures above are the arithmetic. To see what a board of eight AI agents makes of them — macro, sector, filings, news and a devil's advocate whose only job is to attack the thesis — run the full analysis on CINF.

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This page presents computed figures and filed financial data for information only. It is not investment advice, not a recommendation to buy or sell any security, and not a statement about what these shares will do. Sperio is a research tool, not an investment adviser. Figures are derived automatically from public filings and market data and may be incomplete, out of date or wrong. See the Terms & Disclaimer.