Erie Indemnity Company (ERIE)
NASDAQ · Financials · market cap 11.14B
Share price
$273.93
At the last nightly close
Intrinsic value
$214.23
A single conservative estimate.
Margin of safety
-21.8%
($214.23 − $273.93) ÷ $273.93
EV / EBIT
n/a
Not ranked: financial sector.
How these numbers are computed
The valuations are calculated in Python from filed accounts, not written by a language model. Three methods run side by side: earnings power value, which capitalises a normalised operating profit; a free-cash-flow model; and the Graham Number as an asset-side cross-check. The conservative figure above starts from the lower of the first two; the Graham Number never enters it.
The frame gives no credit for growth unless the company has earned it: only a return on invested capital that has beaten the cost of capital year after year earns a growth credit, and that credit is capped. A company that compounds will therefore usually read as expensive against it — that is deliberate. It is a price-discipline floor, not a price target, and it is not a view on what the shares will do.
The EV/EBIT ranking uses the median operating profit of up to fifteen fiscal years — a full cycle — where the free screeners use the last twelve months. When the data cannot support a method, the figure reads n/a rather than a number: a free-cash-flow valuation on a bank, a PEG on erratic earnings, a multiple on a company with no operating profit to speak of.
Fundamentals from SEC EDGAR. Prices, market data and technicals from yfinance. Valuation computed 2026-08-29.
Key metrics
Market position
Annual financials
| Period | Revenue | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|
| 2025-FY | 4.15B | n/a | 559.3M | 12.01 | 571.0M |
| 2024-FY | 3.86B | 757.3M | 600.3M | 12.89 | 486.4M |
| 2023-FY | 3.31B | 561.9M | 446.1M | 9.58 | 288.6M |
| 2022-FY | 2.85B | 378.5M | 298.6M | 6.41 | 298.9M |
| 2021-FY | 2.63B | 318.1M | 297.9M | n/a | 254.0M |
Filed figures from SEC EDGAR, in the reporting currency.
Next earnings
Recent news
- Erie Indemnity (ERIE) Stock Price, News & Analysismarketbeat.com
- Erie Indty (ERIE) Stock News & Updates | StockTitanstocktitan.net
- Perplexityperplexity.ai
- Erie Indemnity Reports Full Year and Fourth Quarter 2025 Resultsprnewswire.com
- Buy Erie Indemnity Stock – ERIE Stock Quote Today & Investment Insights - Public.compublic.com
Headlines link to their source. Sperio does not republish article text.
The figures above are the arithmetic. To see what a board of eight AI agents makes of them — macro, sector, filings, news and a devil's advocate whose only job is to attack the thesis — run the full analysis on ERIE.
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This page presents computed figures and filed financial data for information only. It is not investment advice, not a recommendation to buy or sell any security, and not a statement about what these shares will do. Sperio is a research tool, not an investment adviser. Figures are derived automatically from public filings and market data and may be incomplete, out of date or wrong. See the Terms & Disclaimer.