Jack Henry & Associates, Inc. (JKHY)
NASDAQ · Financials · market cap 9.69B
Share price
$156.21
At the last nightly close
Intrinsic value
$62.50
Range $62.50 – $79.43 — the conservative figure is the low end.
Margin of safety
-60.0%
($62.50 − $156.21) ÷ $156.21
EV / EBIT
n/a
Not ranked: financial sector.
How these numbers are computed
The valuations are calculated in Python from filed accounts, not written by a language model. Three methods run side by side: earnings power value, which capitalises a normalised operating profit; a free-cash-flow model; and the Graham Number as an asset-side cross-check. The conservative figure above is the low end of what they agree on.
The frame gives no credit for growth. A company that compounds will therefore read as expensive against it — that is deliberate. It is a price-discipline floor, not a price target, and it is not a view on what the shares will do.
The EV/EBIT ranking uses the median operating profit of up to fifteen fiscal years — a full cycle — where the free screeners use the last twelve months. When the data cannot support a method, the figure reads n/a rather than a number: a free-cash-flow valuation on a bank, a PEG on erratic earnings, a multiple on a company with no operating profit to speak of.
Fundamentals from SEC EDGAR. Prices, market data and technicals from yfinance. Valuation computed 2026-08-27.
Key metrics
Market position
Annual financials
| Period | Revenue | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|
| 2026-FY | 2.54B | 635.0M | 502.8M | 7.18 | 506.5M |
| 2025-FY | 2.38B | 568.7M | 455.7M | 6.26 | 410.3M |
| 2024-FY | 2.22B | 489.4M | 381.8M | 5.24 | 335.6M |
| 2023-FY | 2.08B | 480.7M | 366.6M | 5.03 | 174.6M |
| 2022-FY | 1.94B | 474.6M | 362.9M | 4.94 | 470.0M |
Filed figures from SEC EDGAR, in the reporting currency.
Next earnings
Recent news
- Why Is Jack Henry (JKHY) Stock Soaring Today - StockStorystockstory.org
- Jack Henry & Associates - JKHY - Stock Price & News | The Motley Foolfool.com
- Jack Henry & Associates (JKHY) Earnings Date and Reports 2026marketbeat.com
- Jack Henry & Associates (JKHY) Stock Price & Overviewstockanalysis.com
- JKHY Stock Price, News & Analysis | Jack Henry & Associatesstocktitan.net
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The figures above are the arithmetic. To see what a board of eight AI agents makes of them — macro, sector, filings, news and a devil's advocate whose only job is to attack the thesis — run the full analysis on JKHY.
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This page presents computed figures and filed financial data for information only. It is not investment advice, not a recommendation to buy or sell any security, and not a statement about what these shares will do. Sperio is a research tool, not an investment adviser. Figures are derived automatically from public filings and market data and may be incomplete, out of date or wrong. See the Terms & Disclaimer.