Assurant, Inc. (AIZ)
NYSE · Financials · market cap 12.33B
Share price
$283.81
At the last nightly close
Intrinsic value
$137.61
A single conservative estimate.
Margin of safety
-51.5%
($137.61 − $283.81) ÷ $283.81
EV / EBIT
n/a
Not ranked: financial sector.
How these numbers are computed
The valuations are calculated in Python from filed accounts, not written by a language model. Three methods run side by side: earnings power value, which capitalises a normalised operating profit; a free-cash-flow model; and the Graham Number as an asset-side cross-check. The conservative figure above is the low end of what they agree on.
The frame gives no credit for growth. A company that compounds will therefore read as expensive against it — that is deliberate. It is a price-discipline floor, not a price target, and it is not a view on what the shares will do.
The EV/EBIT ranking uses the median operating profit of up to fifteen fiscal years — a full cycle — where the free screeners use the last twelve months. When the data cannot support a method, the figure reads n/a rather than a number: a free-cash-flow valuation on a bank, a PEG on erratic earnings, a multiple on a company with no operating profit to speak of.
Fundamentals from SEC EDGAR. Prices, market data and technicals from yfinance. Valuation computed 2026-08-24.
Key metrics
Market position
Annual financials
| Period | Revenue | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|
| 2025-FY | 12.81B | 1.20B | 872.7M | 17.14 | 1.60B |
| 2024-FY | 11.88B | 1.03B | 760.2M | 14.55 | 1.11B |
| 2023-FY | 11.13B | 914.8M | 642.5M | 12.02 | 935.6M |
| 2022-FY | 10.19B | 458.2M | 276.6M | 5.09 | 410.6M |
| 2021-FY | 10.19B | n/a | 1.36B | 22.66 | 594.3M |
Filed figures from SEC EDGAR, in the reporting currency.
Next earnings
Recent news
- How Assurant’s Dividend Hike And Earnings Upgrade At Assurant (AIZ) Has Changed Its Investment Storyfinance.yahoo.com
- Assurant’s Q2 Earnings Beat And Capital Returns Could Be A Game Changer For AIZ - Simply Wall St Newssimplywall.st
- ASSURANT ($AIZ) Releases Q1 2026 Earnings, Stock Rises | Quiver Quantitativequiverquant.com
- AIZ Stock Price, News & Analysis | Assurantstocktitan.net
- Assurant (AIZ) Stock Price, News & Analysismarketbeat.com
Headlines link to their source. Sperio does not republish article text.
The figures above are the arithmetic. To see what a board of eight AI agents makes of them — macro, sector, filings, news and a devil's advocate whose only job is to attack the thesis — run the full analysis on AIZ.
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This page presents computed figures and filed financial data for information only. It is not investment advice, not a recommendation to buy or sell any security, and not a statement about what these shares will do. Sperio is a research tool, not an investment adviser. Figures are derived automatically from public filings and market data and may be incomplete, out of date or wrong. See the Terms & Disclaimer.