Bank of America Corporation (BAC)
NYSE · Financials · market cap 366.18B
Share price
$58.18
At the last nightly close
Intrinsic value
$54.71
A single conservative estimate.
Margin of safety
-6.0%
($54.71 − $58.18) ÷ $58.18
EV / EBIT
n/a
Not ranked: financial sector.
How these numbers are computed
The valuations are calculated in Python from filed accounts, not written by a language model. Three methods run side by side: earnings power value, which capitalises a normalised operating profit; a free-cash-flow model; and the Graham Number as an asset-side cross-check. The conservative figure above is the low end of what they agree on.
The frame gives no credit for growth. A company that compounds will therefore read as expensive against it — that is deliberate. It is a price-discipline floor, not a price target, and it is not a view on what the shares will do.
The EV/EBIT ranking uses the median operating profit of up to fifteen fiscal years — a full cycle — where the free screeners use the last twelve months. When the data cannot support a method, the figure reads n/a rather than a number: a free-cash-flow valuation on a bank, a PEG on erratic earnings, a multiple on a company with no operating profit to speak of.
Fundamentals from SEC EDGAR. Prices, market data and technicals from yfinance. Valuation computed 2026-08-24.
Key metrics
Market position
Annual financials
| Period | Revenue | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|
| 2025-FY | 113.10B | n/a | 30.51B | 3.86 | n/a |
| 2024-FY | 105.86B | n/a | 26.97B | 3.25 | n/a |
| 2023-FY | 102.77B | n/a | 26.30B | 3.10 | n/a |
| 2022-FY | 94.95B | n/a | 27.53B | 3.21 | n/a |
| 2021-FY | 89.11B | n/a | 31.98B | 3.57 | n/a |
Filed figures from SEC EDGAR, in the reporting currency.
Next earnings
Recent news
- Bank of America (BAC) Climbs +8.2% as Earnings Momentum Buildstickeron.com
- BAC Stock Breakdown: Is $60 Possible in 2026?youtube.com
- BAC Earnings: Latest Report, Earnings Call & Financialspublic.com
- Bank of America (BAC) Stock News & Updates | StockTitanstocktitan.net
- Bank of America Corporation (BAC)finance.yahoo.com
Headlines link to their source. Sperio does not republish article text.
The figures above are the arithmetic. To see what a board of eight AI agents makes of them — macro, sector, filings, news and a devil's advocate whose only job is to attack the thesis — run the full analysis on BAC.
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This page presents computed figures and filed financial data for information only. It is not investment advice, not a recommendation to buy or sell any security, and not a statement about what these shares will do. Sperio is a research tool, not an investment adviser. Figures are derived automatically from public filings and market data and may be incomplete, out of date or wrong. See the Terms & Disclaimer.