Corpay, Inc. (CPAY)
NYSE · Financials · market cap 23.65B
Share price
$404.26
At the last nightly close
Intrinsic value
$352.97
Range $352.97 – $494.30 — the conservative figure is the low end.
Margin of safety
-12.7%
($352.97 − $404.26) ÷ $404.26
EV / EBIT
n/a
Not ranked: financial sector.
How these numbers are computed
The valuations are calculated in Python from filed accounts, not written by a language model. Three methods run side by side: earnings power value, which capitalises a normalised operating profit; a free-cash-flow model; and the Graham Number as an asset-side cross-check. The conservative figure above is the low end of what they agree on.
The frame gives no credit for growth. A company that compounds will therefore read as expensive against it — that is deliberate. It is a price-discipline floor, not a price target, and it is not a view on what the shares will do.
The EV/EBIT ranking uses the median operating profit of up to fifteen fiscal years — a full cycle — where the free screeners use the last twelve months. When the data cannot support a method, the figure reads n/a rather than a number: a free-cash-flow valuation on a bank, a PEG on erratic earnings, a multiple on a company with no operating profit to speak of.
Fundamentals from SEC EDGAR. Prices, market data and technicals from yfinance. Valuation computed 2026-08-24.
Key metrics
Market position
Annual financials
| Period | Revenue | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|
| 2025-FY | 4.53B | 1.95B | 1.07B | 15.23 | 1.30B |
| 2024-FY | 3.97B | 1.76B | 1.00B | 14.27 | 1.77B |
| 2023-FY | 3.76B | 1.66B | 981.9M | 13.42 | 1.95B |
| 2022-FY | 3.43B | 1.45B | 954.3M | 12.62 | 603.4M |
| 2021-FY | 2.83B | 1.24B | 839.5M | 9.99 | 1.09B |
Filed figures from SEC EDGAR, in the reporting currency.
Next earnings
Recent news
- What Corpay (CPAY)'s Raised 2026 Guidance, Buybacks and Portfolio Shift Mean For Shareholders - Simply Wall St Newssimplywall.st
- CPAY Stock Price, News & Analysis | Corpaystocktitan.net
- Corpay Inc (CPAY) Earnings: Latest Report, Earnings Call & Financialspublic.com
- Corpay Rallied 12% on Robust Earnings: $362 Price Target In 2026 | TIKR.comtikr.com
- Perplexityperplexity.ai
Headlines link to their source. Sperio does not republish article text.
The figures above are the arithmetic. To see what a board of eight AI agents makes of them — macro, sector, filings, news and a devil's advocate whose only job is to attack the thesis — run the full analysis on CPAY.
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This page presents computed figures and filed financial data for information only. It is not investment advice, not a recommendation to buy or sell any security, and not a statement about what these shares will do. Sperio is a research tool, not an investment adviser. Figures are derived automatically from public filings and market data and may be incomplete, out of date or wrong. See the Terms & Disclaimer.