Fair Isaac Corporation (FICO)
NYSE · Information Technology · market cap 29.00B
Share price
$724.14
At the last nightly close
Intrinsic value
$522.14
Range $421.08 – $495.70 before any credit for growth. The figure above is $421.08 × 1.24, the credit the franchise record earns.
Margin of safety
-27.9%
($522.14 − $724.14) ÷ $724.14
EV / EBIT
113.8
On the median operating profit of 15 fiscal years through 2025.
How these numbers are computed
The valuations are calculated in Python from filed accounts, not written by a language model. Three methods run side by side: earnings power value, which capitalises a normalised operating profit; a free-cash-flow model; and the Graham Number as an asset-side cross-check. The conservative figure above starts from the lower of the first two; the Graham Number never enters it.
The frame gives no credit for growth unless the company has earned it: only a return on invested capital that has beaten the cost of capital year after year earns a growth credit, and that credit is capped. A company that compounds will therefore usually read as expensive against it — that is deliberate. It is a price-discipline floor, not a price target, and it is not a view on what the shares will do.
The EV/EBIT ranking uses the median operating profit of up to fifteen fiscal years — a full cycle — where the free screeners use the last twelve months. When the data cannot support a method, the figure reads n/a rather than a number: a free-cash-flow valuation on a bank, a PEG on erratic earnings, a multiple on a company with no operating profit to speak of.
Fundamentals from SEC EDGAR. Prices, market data and technicals from yfinance. Valuation computed 2026-10-13.
Key metrics
Market position
Annual financials
| Period | Revenue | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|
| 2025-FY | 1.99B | 935.8M | 651.9M | 26.90 | 739.4M |
| 2024-FY | 1.72B | 733.6M | 512.8M | 20.78 | 607.4M |
| 2023-FY | 1.51B | 640.9M | 429.4M | 17.18 | 464.7M |
| 2022-FY | 1.38B | 542.4M | 373.5M | 14.34 | 503.4M |
| 2021-FY | 1.32B | 505.5M | 392.1M | 13.40 | 416.2M |
Filed figures from SEC EDGAR, in the reporting currency.
Next earnings
Recent news
- Fair Isaac (FICO) Earnings: Latest Report, Earnings Call & Financialspublic.com
- Massive News for FICO Stock Investors Sending Shares Crashingyoutube.com
- Fair Isaac (FICO) Stock Price, News & Analysismarketbeat.com
- FICO Stock Price Quote | Morningstarmorningstar.com
- FICO Stock Price Pattern Around Earnings Fair Isaacmarketchameleon.com
Headlines link to their source. Sperio does not republish article text.
The figures above are the arithmetic. To see what a board of eight AI agents makes of them — macro, sector, filings, news and a devil's advocate whose only job is to attack the thesis — run the full analysis on FICO.
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This page presents computed figures and filed financial data for information only. It is not investment advice, not a recommendation to buy or sell any security, and not a statement about what these shares will do. Sperio is a research tool, not an investment adviser. Figures are derived automatically from public filings and market data and may be incomplete, out of date or wrong. See the Terms & Disclaimer.