The Hartford Insurance Group, Inc. (HIG)
NYSE · Financials · market cap 34.85B
Share price
$133.14
At the last nightly close
Intrinsic value
$123.14
A single conservative estimate.
Margin of safety
-7.5%
($123.14 − $133.14) ÷ $133.14
EV / EBIT
n/a
Not ranked: financial sector.
How these numbers are computed
The valuations are calculated in Python from filed accounts, not written by a language model. Three methods run side by side: earnings power value, which capitalises a normalised operating profit; a free-cash-flow model; and the Graham Number as an asset-side cross-check. The conservative figure above is the low end of what they agree on.
The frame gives no credit for growth. A company that compounds will therefore read as expensive against it — that is deliberate. It is a price-discipline floor, not a price target, and it is not a view on what the shares will do.
The EV/EBIT ranking uses the median operating profit of up to fifteen fiscal years — a full cycle — where the free screeners use the last twelve months. When the data cannot support a method, the figure reads n/a rather than a number: a free-cash-flow valuation on a bank, a PEG on erratic earnings, a multiple on a company with no operating profit to speak of.
Fundamentals from SEC EDGAR. Prices, market data and technicals from yfinance. Valuation computed 2026-08-24.
Key metrics
Market position
Annual financials
| Period | Revenue | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|
| 2025-FY | 28.07B | 4.96B | 3.84B | 13.51 | 5.75B |
| 2024-FY | 26.38B | 4.05B | 3.11B | 10.51 | 5.76B |
| 2023-FY | 24.33B | 3.29B | 2.50B | 8.09 | 4.00B |
| 2022-FY | 21.85B | 2.48B | 1.82B | 5.69 | 3.83B |
| 2021-FY | 22.39B | n/a | 2.37B | 6.64 | 3.96B |
Filed figures from SEC EDGAR, in the reporting currency.
Next earnings
Recent news
- Hartford Insurance Group (NYSE:HIG) Beats Q2 Earnings Estimates, Strong Buyback Signals Quality Stock | ChartMill.comchartmill.com
- The Hartford Insurance Group (HIG) Stock Price, News & Analysismarketbeat.com
- HIG Stock | The Hartford Insurance Group Inc. Q1 2026 Earnings Callyoutube.com
- Hartford Insurance Group - HIG - Stock Price & News | The Motley Foolfool.com
- The Hartford Insurance Group, Inc. (HIG) Latest Stock News & Headlines - Yahoo Financefinance.yahoo.com
Headlines link to their source. Sperio does not republish article text.
The figures above are the arithmetic. To see what a board of eight AI agents makes of them — macro, sector, filings, news and a devil's advocate whose only job is to attack the thesis — run the full analysis on HIG.
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This page presents computed figures and filed financial data for information only. It is not investment advice, not a recommendation to buy or sell any security, and not a statement about what these shares will do. Sperio is a research tool, not an investment adviser. Figures are derived automatically from public filings and market data and may be incomplete, out of date or wrong. See the Terms & Disclaimer.