Prudential Financial, Inc. (PRU)

NYSE · Financials · market cap 34.95B

Share price

$117.93

At the last nightly close

Intrinsic value

$103.47

A single conservative estimate.

Margin of safety

-12.3%

($103.47 − $117.93) ÷ $117.93

EV / EBIT

n/a

Not ranked: financial sector.

How these numbers are computed

The valuations are calculated in Python from filed accounts, not written by a language model. Three methods run side by side: earnings power value, which capitalises a normalised operating profit; a free-cash-flow model; and the Graham Number as an asset-side cross-check. The conservative figure above is the low end of what they agree on.

The frame gives no credit for growth. A company that compounds will therefore read as expensive against it — that is deliberate. It is a price-discipline floor, not a price target, and it is not a view on what the shares will do.

The EV/EBIT ranking uses the median operating profit of up to fifteen fiscal years — a full cycle — where the free screeners use the last twelve months. When the data cannot support a method, the figure reads n/a rather than a number: a free-cash-flow valuation on a bank, a PEG on erratic earnings, a multiple on a company with no operating profit to speak of.

Fundamentals from SEC EDGAR. Prices, market data and technicals from yfinance. Valuation computed 2026-08-24.

Key metrics

Price / earnings10.7
Price / book1.3
EV / EBITDA11.7
FCF / EVn/a
Return on equity+12.0%
Return on assets+0.4%
Debt / equity1.64
Gross margin+29.0%

Market position

52-week high$123.70
52-week low$89.73
From 52-week high-4.7%
RSI (14)46.0
200-day moving average$108.16

Annual financials

PeriodRevenueOperating incomeNet incomeEPSFree cash flow
2025-FY60.97Bn/a3.58B10.05n/a
2024-FY70.67Bn/a2.73B7.54n/a
2023-FY54.27Bn/a2.49B6.76n/a
2022-FY56.99Bn/a-1.65B-4.49n/a
2021-FY71.25Bn/a8.87B22.40n/a

Filed figures from SEC EDGAR, in the reporting currency.

Next earnings

Q4 2026 expectedOctober 28, 2026
Consensus EPS estimate3.46

Recent news

The figures above are the arithmetic. To see what a board of eight AI agents makes of them — macro, sector, filings, news and a devil's advocate whose only job is to attack the thesis — run the full analysis on PRU.

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This page presents computed figures and filed financial data for information only. It is not investment advice, not a recommendation to buy or sell any security, and not a statement about what these shares will do. Sperio is a research tool, not an investment adviser. Figures are derived automatically from public filings and market data and may be incomplete, out of date or wrong. See the Terms & Disclaimer.