Raymond James Financial, Inc. (RJF)

NYSE · Financials · market cap 27.95B

Share price

$162.31

At the last nightly close

Intrinsic value

$202.47

A single conservative estimate.

Margin of safety

+24.7%

($202.47 − $162.31) ÷ $162.31

EV / EBIT

n/a

Not ranked: financial sector.

How these numbers are computed

The valuations are calculated in Python from filed accounts, not written by a language model. Three methods run side by side: earnings power value, which capitalises a normalised operating profit; a free-cash-flow model; and the Graham Number as an asset-side cross-check. The conservative figure above starts from the lower of the first two; the Graham Number never enters it.

The frame gives no credit for growth unless the company has earned it: only a return on invested capital that has beaten the cost of capital year after year earns a growth credit, and that credit is capped. A company that compounds will therefore usually read as expensive against it — that is deliberate. It is a price-discipline floor, not a price target, and it is not a view on what the shares will do.

The EV/EBIT ranking uses the median operating profit of up to fifteen fiscal years — a full cycle — where the free screeners use the last twelve months. When the data cannot support a method, the figure reads n/a rather than a number: a free-cash-flow valuation on a bank, a PEG on erratic earnings, a multiple on a company with no operating profit to speak of.

Fundamentals from SEC EDGAR. Prices, market data and technicals from yfinance. Valuation computed 2026-09-03.

Key metrics

Price / earnings13.6
Price / book2.5
EV / EBITDAn/a
FCF / EVn/a
Return on equity+18.7%
Return on assetsn/a
Debt / equity0.48
Gross margin+93.3%

Market position

52-week high$180.56
52-week low$139.39
From 52-week high-10.1%
RSI (14)55.2
200-day moving average$161.03

Annual financials

PeriodRevenueOperating incomeNet incomeEPSFree cash flow
2026-FYn/an/an/a12.13n/a
2025-FY13.84Bn/a2.13B10.532.25B
2024-FY12.64Bn/a2.07B9.941.95B
2023-FY11.47Bn/a1.74B8.16-3.69B
2022-FY11.31Bn/a1.51B6.98-19.0M

Filed figures from SEC EDGAR, in the reporting currency.

Next earnings

Q1 2027 expectedJanuary 27, 2027
Consensus EPS estimate3.36

Recent news

The figures above are the arithmetic. To see what a board of eight AI agents makes of them — macro, sector, filings, news and a devil's advocate whose only job is to attack the thesis — run the full analysis on RJF.

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This page presents computed figures and filed financial data for information only. It is not investment advice, not a recommendation to buy or sell any security, and not a statement about what these shares will do. Sperio is a research tool, not an investment adviser. Figures are derived automatically from public filings and market data and may be incomplete, out of date or wrong. See the Terms & Disclaimer.