Truist Financial Corporation (TFC)
NYSE · Financials · market cap 60.06B
Share price
$48.45
At the last nightly close
Intrinsic value
$54.49
A single conservative estimate.
Margin of safety
+12.5%
($54.49 − $48.45) ÷ $48.45
EV / EBIT
n/a
Not ranked: financial sector.
How these numbers are computed
The valuations are calculated in Python from filed accounts, not written by a language model. Three methods run side by side: earnings power value, which capitalises a normalised operating profit; a free-cash-flow model; and the Graham Number as an asset-side cross-check. The conservative figure above is the low end of what they agree on.
The frame gives no credit for growth. A company that compounds will therefore read as expensive against it — that is deliberate. It is a price-discipline floor, not a price target, and it is not a view on what the shares will do.
The EV/EBIT ranking uses the median operating profit of up to fifteen fiscal years — a full cycle — where the free screeners use the last twelve months. When the data cannot support a method, the figure reads n/a rather than a number: a free-cash-flow valuation on a bank, a PEG on erratic earnings, a multiple on a company with no operating profit to speak of.
Fundamentals from SEC EDGAR. Prices, market data and technicals from yfinance. Valuation computed 2026-08-25.
Key metrics
Market position
Annual financials
| Period | Revenue | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|
| 2025-FY | 20.32B | n/a | 5.31B | 3.87 | n/a |
| 2024-FY | 13.28B | n/a | 4.82B | 3.36 | n/a |
| 2023-FY | 20.02B | n/a | -1.09B | -1.09 | n/a |
| 2022-FY | 19.97B | n/a | 6.26B | 4.46 | 10.52B |
| 2021-FY | n/a | n/a | 6.44B | 4.47 | 7.45B |
Filed figures from SEC EDGAR, in the reporting currency.
Next earnings
Recent news
- Perplexityperplexity.ai
- Truist Financial (TFC) Earnings: Latest Report, Earnings Call & Financialspublic.com
- TFC Stock Price, News & Analysis | Truist Finlstocktitan.net
- TFC Stock | Truist Financial Corporation Q4 2025 Earnings Callyoutube.com
- Truist Financial Stock: Deep Value Based On Fee Growth (Rating Upgrade) (NYSE:TFC) | Seeking Alphaseekingalpha.com
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The figures above are the arithmetic. To see what a board of eight AI agents makes of them — macro, sector, filings, news and a devil's advocate whose only job is to attack the thesis — run the full analysis on TFC.
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This page presents computed figures and filed financial data for information only. It is not investment advice, not a recommendation to buy or sell any security, and not a statement about what these shares will do. Sperio is a research tool, not an investment adviser. Figures are derived automatically from public filings and market data and may be incomplete, out of date or wrong. See the Terms & Disclaimer.